ABOUT US
Campanelli Insurance Services is dedicated to providing a wide range of insurance services including healthcare, medicare, dental and vision coverage, as well as life insurance and final expense planning. Our team of experts ensures that you receive the best insurance options tailored to your needs.
MEET GIULIO
Giulio Campanelli boasts two decades of experience in the insurance industry, dedicating himself to assisting countless individuals, families, and business owners with their Health, Life, and Medicare insurance requirements.
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TESTIMONIALS
I was not the least bit fazed at turning 65. What DID concern me was having to prepare the necessary paperwork to transition over to Medicare, my imagination conjuring scenarios where I go over the myriad pages of information - some in the form of mailers sent to me by various companies, others part of online websites, emails to and from senior citizens I queried, calls to my current provider, etc. - put forth a good faith effort to file the paperwork correctly and still manage to screw up one of the most important filings of paperwork life offers. Fortunately, my primary care physician's office provided me with the name Giulio Campanelli. Jettisoning my initial skepticism, I contacted him and in no time at all he assuaged my worries. It's been smooth sailing ever since and what had been a worry is no longer. Via a few phone calls and helpful emails, he has in both a friendly and professional manner walked me through this process and I'm more than confident everything is in order. Yes, all thanks to Giulio. Take my advice. Call or email him and be gone worries!
William B
FREQUENTLY ASKED QUESTIONS
How much does a health insurance plan from the marketplace (Covered CA) cost?
The monthly premium of an Affordable Care Act plan for individuals or families is influenced by various factors, such as your location in the U.S., the ages of the applicants, the chosen plan, and eligibility for subsidies. Subsidies are based on the family's modified adjusted gross income. If you're a legal U.S. citizen, you're likely eligible for coverage through the Affordable Care Act. For more details, please feel free to contact us. • Where in the U.S. you reside. • The ages of you and your family members who apply. • Which plan you decide upon. • If you are eligible to receive a subsidy. If you are a U.S. citizen, you likely qualify for health plan coverage through the Affordable Care Act. For more information, give us a call. (424) 257-3314
How do I obtain health insurance, group health, life insurance, or Medicare coverage?
We're here to assist you in discovering high-quality, cost-effective individual, family, and group health, life insurance, and Medicare planning.
Is there a method to determine the best health insurance option for me?
When evaluating different health insurance options, begin by assessing your and your family's medical history. Examine past treatments, current prescription drugs, and any specific physicians necessary. Next, understand the deductibles, coinsurance, and maximum out-of-pocket benefits of available plans. Benefit variations are significant; weigh whether you're comfortable with potential costs in unforeseen circumstances. Lastly, consider the monthly premium. What can you afford? By carefully considering these factors, you can confidently select a suitable health insurance plan.
Am I eligible for an Affordable Care Act health insurance plan if I have a pre-existing condition?
Since January 1st, 2014, health insurance companies are prohibited from denying or restricting coverage based on pre-existing conditions. This applies to ACA plans and Medicare Advantage plans.
When is the application period for an Affordable Care Act health insurance plan?
The Open Enrollment period runs from November 1st to January 31st. Applying outside of this window is termed a special enrollment, which necessitates a qualifying reason such as involuntary loss of coverage (employer, Medicaid), marriage, divorce, having a baby, or moving in or out of state.
Am I qualified for a Medicare Supplement if I have a pre-existing condition?
While rules may vary by state, in California, you can bypass medical questions by applying within 6 months of turning 65 or within 6 months of your Part B effective date. Additionally, if you have creditable coverage through your employer or Medi-Cal, you're entitled to guaranteed issue rights. During this 60-day window, you can apply without medical queries. Note: These regulations solely pertain to Medicare Supplement plans, not Medicare Advantage.
When is the Medicare Annual Enrollment period?
Medicare annual enrollment spans from October 15th to December 7th. Within this timeframe, you have the option to adjust your Medicare Advantage plan or prescription drug plan. However, changing your Medicare Supplement plan isn't permitted during this period. Residents of California, though, have the opportunity to switch Medicare Supplement plans without answering medical questions during their birthday month.
Can Campanelli Insurance Services help with an employee plan?
Certainly. We're contracted with major health insurers like United Health Care, Aetna, Cigna, Health Net, Anthem, Blue Shield, Kaiser, and Oscar. Our expertise allows us to shop around and locate the best rates tailored to your needs.